Buyer Closing Costs

  • Example of closing costs for a $1,000,000 detached home in Oakland California

    Typically, home buyers will pay between about 2 to 3 percent of the purchase price of their home in closing fees.
    Home Seller will pay between 5.5 to 7 percent of the sale price for closing costs.

    Here is an example of closing costs for a $1,000,000 detached home in Oakland California:

    Buyer Total Closing Costs: $17,391.33

    Prepaid Costs

    Title Fees

    Owner's Title Policy: $2,452.00
    Lender's Title Policy: $1,224.00
    Escrow Fee: $1,625.00
    Notary Fee: $150.00
    Flood Cert.: $22.00
    Messenger Fee: $75.00
    Tax Search Fee: $115.00
    T-36 Endorsement: $25.00
    Concurrent Loan Escrow Services: $340.00
    Lender Fee - TBD
    Appraisal: $350.00
    Credit Report: $65.00
    Application Fee: $295.00
    Underwriting: $325.00
    Processing/Funding Fee: $595.00

    Other Fees

    Prorated Tax Debit: $2,083.33
    Recording Fee: $150.00
    City Transfer Tax: $7,500.00


    Seller 's Total Closing Costs: $59,145.00

    Title Fees

    Notary Fee: $150.00

    Other Fees

    County Transfer Tax: $1,100.00
    593 Form: $45.00
    Home Warranty: $350.00
    City Transfer Tax: $7,500.00
    Buyers Broker Fee (2.5%): $25,000.00
    Listing Broker Fee (2.5%): $25,000.00

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Mayling Trinh

C.P.R.E.S. Designated REALTOR® • DRE #01407438
• Cellular: 510-928-6168 • WeChat: MaylingTrinh • Email: Mayling.Trinh@gmail.com • 3923 Grand Avenue, Oakland, CA 94610 •
Specialties: Listing Agent, Buyers Agent, Probate/Estate Sales, Single Family Home, Multi-Unit, Condo, Townhome, Shortsale, REO Bank Owned, 1031 Exchange, Consulting, and Property Management.
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Catherine Mitchell

Executive Assistant
• Cellular: 510-775-1900 •  Email: Catherine.Mitchell@bhghome.com • 3923 Grand Avenue, Oakland, CA 94610 •
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